Assistance for Single Mothers in Kentucky

Single mothers in Kentucky know that it is not easy to provide the best care for the children, especially during a tough economy. However, there are a number of programs available in Kentucky to help families who are struggling.

SNAP (Supplemental Nutrition Assistance Program)

Often food costs can make up a large portion of a family’s budget but SNAP helps to ease this financial burden while still making sure that families get adequate amounts of nutrition.

Eligibility

In order to be eligible for SNAP your family must meet certain income requirements that are based on the amount of people that live in your household. Everyone in the household that is between the ages of 16 and 60 are able to work must be actively looking for work. You may be able to count certain expenses as subtracted from your monthly income in order to increase your SNAP benefits and eligibility. You can get a SNAP application form here http://chfs.ky.gov/dcbs/dfs/snapapplication.htm.

Benefits

Once you are approved for SNAP you will be mailed an Electronic Benefit Transfer card. This card will be loaded with your approved funds each month which can then be used to buy nearly any type of food. Alcohol, tobacco, household products, pet food, medicines, and hot and ready meals are not able to be purchased with SNAP funds.

KCHIP (Kentucky Children’s Health Insurance Program)

This program offers free or low cost healthcare for children. This is a great way for single mothers to afford healthcare for their children and ease the financial burden of regular doctor’s visits.

Eligibility

The program is available for children under the age of 19 whose family’s income is less than 200 percent of the federal poverty level. For example, a family of four must make less than $46,100 a year before taxes in order to qualify for the program. If you have recently left a job there is a six month period before you can apply your children for KCHIP, however if your employer dropped your health coverage your children may be eligible immediately. You can get an application for KCHIP here http://kidshealth.ky.gov/en/kchip/apply.htm.

Benefits

KCHIP covers nearly all aspects of healthcare for your children, including regular doctor’s visits, dental care, mental health care, prescriptions, hospitalizations and more. This is an affordable way to get comprehensive health coverage for your children at little or no cost to you.

Housing Assistance

If you are looking to find a way to afford your rent or fear that you may soon be homeless, then you can apply for housing vouchers. These vouchers can be used to help pay for rent and help to reduce the financial burden that housing may cause. To apply for housing assistance you must meet with the contact for your area to apply for the program. You can find out about the contact for your area here http://www.kyhousing.org/page.aspx?id=600.

K-TAP (Kentucky Transitional Assistance Program)

This program is designed to help needy families move toward self-sufficiency. The program temporary offers monthly cash assistance to help families who are struggling to get back on their feet and reach self-sufficiency.

Eligibility

In order to be eligible for K-TAP you must meet certain income requirements that are based upon monthly household income and the number of people in your household. For a family of three the monthly household income must be less than $974 a month. This will allow you to receive a maximum of $262 a month. To find out how to apply visit http://chfs.ky.gov/dcbs/dfs/ktap.htm.

Benefits

The program will give you monthly cash assistance in an amount determined by your income and the number of people in your household. This is a one-time assistance program that will last for 60 months, after this period you can never benefit from the program again.

Low Income Home Energy Assistance Program

This program is for low income families who are unable to pay their heating and cooling needs for their home. This program helps over 150,000 Kentucky residents every year and it can be a great resource to help you and your family as well.

Eligibility

To be eligible for the program you must be at or below 130 percent of the federal poverty level. Your household must also not have more than $2,000 in liquid assets, unless one member of the household has a catastrophic illness, in this case the assets may equal $4,000. To see if you are eligible for the program and to find out more information visit http://chfs.ky.gov/dcbs/dfs/liheap.htm.

Benefits

There are three programs involved with the Low Income Home Energy Assistance Program. There is a subsidy component that operates in November and December to help low income families pay their heating costs. The Crisis component operates from January to mid-March and helps those families that are in imminent danger of losing their heat and have no means to heat their home. It can also offer help to families that have received an eviction notice. There is also a program that offers help with cooling costs if there are funds available.

WIC (Women, Infants and Children)

The WIC program in Kentucky is dedicated to providing pregnant and nursing mothers, and children under five with healthy and adequate nutrition. The program is available to low income families and offers a number of services to help new families.

Eligibility

If you meet the requirements for Medicaid or food stamps, then you automatically are eligible for WIC. The income requirements are dependent upon the number of people in your household, for example a family of four must have a monthly income of less than $3,554. To find out how to apply for WIC visit http://chfs.ky.gov/dph/mch/Applying+For+WIC.htm.

Benefits

The WIC program offers food checks every month that can be used to buy food that meets certain nutritional requirements. These checks can be used at most food stores and ensure that you provide your young family with adequate nutrition. They also offer breastfeeding support and nutritional advice and support. They can also provide immunizations for children.

Taking advantage of these programs can help you provide for your children and move toward self-sufficiency and the ability to provide a better future for your children.

Financial Help for Single Mothers – The Help You Need and Deserve

Are you a single mother looking for financial help?

The unique challenges single mothers face may seem insurmountable at times, but there are many government assistance programs out there to help – you just have to know where to look. Whether you need financial help with daycare, education, finding a job, or simply making ends meet, we have the help you need. Continue reading Financial Help for Single Mothers – The Help You Need and Deserve

Assistance for single mothers in Arizona

Single moms often struggle on all different types of fronts in their life. Whether it is housing, healthcare, buying food, or finding safe and affordable childcare, there is a lot on a single mom’s plate that she has to overcome. Arizona has several programs that you can choose from to help make single parenting easier and allow you to make the life that you want for you and your children. By doing your research, both online and in person, you will be able to determine which programs can meet your needs and that you are eligible for. No matter what your needs are, there are programs that can give you the assistance that you need. What are some of the programs that are available for Arizona residents?

Getting Help With Housing

Housing can be quite difficult to find in your price range that is safe and convenient to your work and the kid’s school. The financial side of housing is probably the most concerning, because the apartments or homes that you may be able to afford may not be in the best area. There are several options for you, including going through HUD (Housing & Urban Development) to get subsidized housing or going with the Public Housing and Housing Voucher programs to get Section 8 housing. Either way, you will be able to find housing that is safe for you and your family that meets your needs and your budget. Safe housing is available if you are willing to do the research and apply for the help that you need.

Getting Help With Food

Food can take a huge bit out of your income and having that extra little bit of assistance in buying food can make a big difference in your budget. WIC or Women’s, Infant, and Children assistance is one program that you may qualify for. This program is for children under the age of five and for pregnant or breastfeeding moms to get the nutrition that they need for maximum health. Nutrition Assistance is another program that is offered in Arizona. They offer temporary assistance to families by giving vouchers that can be used to buy food. Certain eligibility requirements apply, but it is a program that you want to look into if you are having issues paying for your groceries for your family. You can see the requirements here: https://www.azdes.gov/nutrition_assistance/, as well as the forms that you need to have to apply.

Getting Help with Childcare

If you have kids, then you may find it difficult to find a sitter or childcare that is dependable to allow you to work. Working is the only way that you are going to be able to take care of your family, but without good childcare, you may only be able to work sporadically. This is not good for your work history and it is not good for your paycheck, as you are not able to move up in a company if you do not stay with them for a long period of time. Childcare can be quite expensive, however, which is why many moms find it difficult to get ahead. Assistance in paying for dependable in childcare can be found through Arizona’s Department of Economic Security. The programs vary depending upon your needs and your family size, as well as income. That is why you want to look at the choices available at https://www.azdes.gov/main.aspx?menu=128&id=2670 to determine what type of help that you need and that you are eligible for.

Getting Education Funding – grants and scholarships

Money holds back many single moms and their families from getting additional education or training after high school. This doesn’t have to be the case, however. There are scholarships and grants available that can take care of your expenses and allow you to get the additional education and/or training that you want and need. Your local school’s financial aid office is probably your best source of information, as they have a lot of resources to match you with the financial aid that you need. Both of these funding sources do not have to be paid back, either, which means that you will get the money for free, as long as you meet their requirements. Don’t let money hold you back from going back to school or from encouraging your children to continue their education. Simply do some research and you will see that there are education funding sources out there that you can use.

Getting Healthcare Assistance

No one likes to have a sick child, but if you do not have insurance, this can be even more difficult. Healthcare is a big issue in the country today, but if you are a single mom, it can be even more of a worry, as you are worried about not being able to afford medical bills. Arizona offers KidsCare to children under the age of 18 to take care of all of their medical needs. From dental care to vision care to medical care and more, this program can help you to keep your children taken care of in the way that you want. If you need insurance yourself, you will also want to look into the Arizona Healthcare Cost Containment System to see if you are eligible for any of their assistance. You can find it at: http://www.azahcccs.gov/. Do your research and find the programs that work best for you and your needs.

When you are a single mom, all it takes is one missed paycheck to throw you into a tizzy. Whether you are having issues finding safe housing, finding healthcare coverage, or paying for groceries, there are many programs available in Arizona that can help to take some of the stress off of your shoulders. This can go a long way to allowing you to enjoy your life and be proud of yourself and your kids in knowing that you are making it on your own. Do not just assume that there is no help for you. Do your research and find the programs that fit your needs and that will give you the most help.