Assistance for Single Mothers in Michigan

As a single mother you know that it is not easy raising children, and it can be even harder if you are struggling to pay your bills. Single mothers often find that they cannot work as much as they need to in order to pay the bills and still spend time with their children. If you find yourself in this position there are organizations in Michigan that are able to help and can get you back on your feet.

Child Care

One of the hardest part of being a single mother is trying to afford child care on a single income. Often quality child care can cost the majority of your paycheck, leaving you with little money for the necessities. This is where Michigan’s Child Development and Child Care program comes in. They offer help to reduce the financial burden of child care.

Eligibility

In order to be eligible for child care assistance you must meet a certain income requirement. For example a family of 3 must make less than $1990 a month to qualify for child care assistance. You must also be using the child care assistance to work or go to school. To find out more about Michigan’s Child Development and Child Care program and how to apply visit http://www.michigan.gov/dhs/0,4562,7-124-5529_7143-15306–,00.html.

Benefits

Michigan’s Child Development and Child Care program will pay for a certain amount of your child care expenses depending on your monthly income. For example, a family of three earning less than $1895 a month may qualify to have 90% of their child care covered. You must choose a child care provider that is approved by the program and you cannot use the program to pay yourself to watch your own children.

MIChild

If you are struggling to pay your children’s health care bills then your children may be eligible for MIChild. MIChild is a healthcare program that is geared toward ensuring that all children have access to quality healthcare even if they are from low income families and do not qualify for Medicaid.

Eligibility

In order for your children to qualify for MIChild they must be under the age of 19 and have no health insurance. Your family must also meet certain income requirements, live in Michigan and be U.S. citizens. To apply visit http://www.michigan.gov/mdch/1,1607,7-132-2943_4845_4931—,00.html.

Benefits

The program allows for your children to have access to comprehensive healthcare for only $10 a month for your entire family. MIChild is comprehensive healthcare, including mental health, dental, vision and hospital stays. However, it will only cover hospitalizations and extended care for 120 days. This program is an affordable and effective way to ensure that your children are covered for regular health expenses and in case of an emergency.

Family Independence Program

If you find yourself struggling through a rough patch, either due to trying to finish school, an internship or in-between jobs, you may benefit from the Family Independence Program. This program offers temporary cash assistance to help you get back on your feet and provide for your children.

Eligibility

In order to be eligible for the Family Independence Program you must have children under the age of 18, or a child may be 18 but still attending high school. You must have assets under $3,000 and you must meet income requirements that are based upon your monthly salary and the number of people in your household. There may be also be certain exemptions allowed depending on your expenses. To find out if you are eligible and for information on how to apply visit http://www.michigan.gov/dhs/0,4562,7-124-5453_5526-21229–,00.html.

Benefits

The Family Independence Program offers temporary cash assistance that is dispersed every month. The program is dedicated to helping families becoming self-sufficient so they will also help you find job and training opportunities so that you have a better income and ability to support yourself when you are no longer able to receive cash assistance.

Food Assistance Program

If you find that you are having to cut things out of your food budget in order to make ends meet or you are unable to afford enough food to feed your children, you may qualify for the Food Assistance Program. This program is designed to help struggling families have access to adequate nutrition.

Eligibility

In order to be eligible for food assistance your family must meet certain income requirements. Your income level is judged by your countable income and the number of people in your family. You also must have limited assets to draw upon and you must be a U.S. citizen. To find out if you qualify and to apply visit http://www.michigan.gov/dhs/0,4562,7-124-5453_5527_6691-13176–,00.html.

Benefits

The Food Assistance Program offers you a certain food allotment each month. The amount of money that you received is based on your income and the number of people in your household, as well as your specific situation. The money is then transferred to the Michigan Bridge Card when you can use at any ATM or credit card machine at a grocery store in order to access your funds. The money can be used on nearly any food purchase allowing you to choose exactly what your family likes and needs.

Education Assistance – Education grants and scholarships

If you are looking to go back to school but are not sure how you will be able to pay tuition then you can fill out a FAFSA (Free Application for Federal Student Aid). This allows you to receive federal funding to use toward your education. The program disperses money to lwo income families and the amount of money that you receive is based on your individual need. If you do not receive federal funding, you may still qualify for a Michigan education grant. You can find out more about the FAFSA here http://www.fafsa.ed.gov/ and there are several other education grant programs that you can apply for to help pay for tuition.

These programs are just the start toward helping you build a better life for your children. The programs are often only temporary solutions to help you get on your feet and into a better career to support your children.

Assistance for Single Mothers in Maine

If you are a single mother and struggling to make ends meet, every day can seem like an uphill battle. It can make it hard to have a strong quality relationship with your children and provide everything they need. If you are struggling there are several programs that are available to you, that can help you move toward a better life for you and your children.

Child Care Subsidy Program

Often one of the hardest aspects of being a single mother is trying to work or go to school, and find quality child care. In many areas, child care fees can take a huge portion of a mother’s paycheck. That is why the Child Care Subsidy Program in Maine exists. This program offers vouchers that can reduce the financial burden of child care.

Eligibility

To qualify for the Child Care Subsidy Program your children must be younger than 13 and you must be considered to be a low income family. The income requirement is assessed by the monthly income of the household, the number of people in the household and the household assets. To apply for the Child Care Subsidy Program visit http://www.maine.gov/dhhs/ofi/public-assistance/index.html.

Benefits

The Child Care Subsidy Program of Maine provides you with vouchers that can be used to pay for approved child care services. The amount that you are granted through the voucher program will depend on your assessed income and the amount of hours that you work. The program will not pay for you or someone in your household to watch the children.

SNAP (Supplemental Nutrition Assistance Program)

SNAP is Maine’s food stamp program. It offers vouchers each month to qualifying families in order to help pay for food each month. The program allows for families to choose what they want to spend the vouchers on with limited restrictions.

Eligibility

In order to qualify for SNAP, you must have an income that meets the requirements based upon the number of people in your household. For example, a family of four must have a monthly income of $2,422 or less to qualify for benefits. The family must also have limited resources at their disposal and everyone in the household that is able must be working or actively looking for work. To apply for SNAP visit http://www.fns.usda.gov/snap/outreach/states/maine.htm.

Benefits

The benefits that you will receive from SNAP are determined by your income and the number of people in your household. The money will then be transferred to an Electronic Benefit transfer card at the first of every month. The card is then used like a regular debit card at most grocery stores.

Housing Choice Vouchers

If you find that you cannot afford rent or you are afraid that you may soon be homeless, then you can apply for housing choice vouchers. This vouchers will give you access to rent subsidy programs where you can have affordable rent that is determined by your income and the people in your household.

Eligibility

In order to be eligible for housing choice vouchers you must be considered low income. This determination is based on your monthly income and the number of people living in your household. In most cases your household income must be less than 30% of the median income in your area. If you income is less than 50% of the median income in your area, you may still qualify, however the majority of the funds go to families below the 30% margin. For more information and how to apply visit http://www.maine.gov/dhhs/mh/Housing/section-8/eligibility.html.

Benefits

Housing choice vouchers can be used at any apartment that is approved and allows subsidized programs. The vouchers can be used for any approved housing and does not have to be used on subsidized housing projects. However, even if you are determined to be eligible, the high demand for the vouchers means that you may be put on a waiting list. It is important to apply early to ensure that you get benefits as soon as possible.

WIC (Women, Infants and Children)

If you are pregnant, nursing or have children under 5, you can also get assistance from WIC. WIC is a program dedicated to ensuring that mothers and children have access to healthy nutrition to ensure lasting health and development of children.

Eligibility

In order to be eligible for WIC your household must be considered low income based upon household earnings and the number of people in the household. This means that your income must be at or below 185% of the U.S. poverty income guidelines. The program is open to pregnant women, nursing mothers, women who had had a baby in the past six months and children under five. In order to apply you must visit a WIC office near you and they will guide you through the process.

Benefits

The WIC program offers monthly checks that can be used to purchase healthy and nutritious foods for you and your family. They also offer breastfeeding supportive, nutrition counseling and immunizations. The program can also help give you access to necessities for your infant so that you can provide them with the best care possible. To find out more about Maine WIC visit http://www.maine.gov/dhhs/mecdc/local-public-health/wic/index.shtml.

FAFSA (Free Application for Federal Student Aid)

If you are looking to go back to school or to start school but are worried that you do not have the money you can use the FAFSA to try and get student aid to go back to school. When you fill out your FAFSA you are also automatically considered for the State of Maine Grant Program. Both of these programs will offer you money to help pay your tuition costs. The money is need based and there are deadlines that you must adhere to depending on the semester that you would like to enroll. To learn more visit http://www.famemaine.com/files/Pages/education/students_and_families/Maine_Financial_Aid.aspx.

These are just some of the programs that can you reach your goals of self-sufficiency and providing a safe and stable environment for your children. Many of these programs are only temporary solutions and you should use them to try and find out how to better your life for you and your children.