Assistance for Single Mothers in Kentucky

Single mothers in Kentucky know that it is not easy to provide the best care for the children, especially during a tough economy. However, there are a number of programs available in Kentucky to help families who are struggling.

SNAP (Supplemental Nutrition Assistance Program)

Often food costs can make up a large portion of a family’s budget but SNAP helps to ease this financial burden while still making sure that families get adequate amounts of nutrition.

Eligibility

In order to be eligible for SNAP your family must meet certain income requirements that are based on the amount of people that live in your household. Everyone in the household that is between the ages of 16 and 60 are able to work must be actively looking for work. You may be able to count certain expenses as subtracted from your monthly income in order to increase your SNAP benefits and eligibility. You can get a SNAP application form here http://chfs.ky.gov/dcbs/dfs/snapapplication.htm.

Benefits

Once you are approved for SNAP you will be mailed an Electronic Benefit Transfer card. This card will be loaded with your approved funds each month which can then be used to buy nearly any type of food. Alcohol, tobacco, household products, pet food, medicines, and hot and ready meals are not able to be purchased with SNAP funds.

KCHIP (Kentucky Children’s Health Insurance Program)

This program offers free or low cost healthcare for children. This is a great way for single mothers to afford healthcare for their children and ease the financial burden of regular doctor’s visits.

Eligibility

The program is available for children under the age of 19 whose family’s income is less than 200 percent of the federal poverty level. For example, a family of four must make less than $46,100 a year before taxes in order to qualify for the program. If you have recently left a job there is a six month period before you can apply your children for KCHIP, however if your employer dropped your health coverage your children may be eligible immediately. You can get an application for KCHIP here http://kidshealth.ky.gov/en/kchip/apply.htm.

Benefits

KCHIP covers nearly all aspects of healthcare for your children, including regular doctor’s visits, dental care, mental health care, prescriptions, hospitalizations and more. This is an affordable way to get comprehensive health coverage for your children at little or no cost to you.

Housing Assistance

If you are looking to find a way to afford your rent or fear that you may soon be homeless, then you can apply for housing vouchers. These vouchers can be used to help pay for rent and help to reduce the financial burden that housing may cause. To apply for housing assistance you must meet with the contact for your area to apply for the program. You can find out about the contact for your area here http://www.kyhousing.org/page.aspx?id=600.

K-TAP (Kentucky Transitional Assistance Program)

This program is designed to help needy families move toward self-sufficiency. The program temporary offers monthly cash assistance to help families who are struggling to get back on their feet and reach self-sufficiency.

Eligibility

In order to be eligible for K-TAP you must meet certain income requirements that are based upon monthly household income and the number of people in your household. For a family of three the monthly household income must be less than $974 a month. This will allow you to receive a maximum of $262 a month. To find out how to apply visit http://chfs.ky.gov/dcbs/dfs/ktap.htm.

Benefits

The program will give you monthly cash assistance in an amount determined by your income and the number of people in your household. This is a one-time assistance program that will last for 60 months, after this period you can never benefit from the program again.

Low Income Home Energy Assistance Program

This program is for low income families who are unable to pay their heating and cooling needs for their home. This program helps over 150,000 Kentucky residents every year and it can be a great resource to help you and your family as well.

Eligibility

To be eligible for the program you must be at or below 130 percent of the federal poverty level. Your household must also not have more than $2,000 in liquid assets, unless one member of the household has a catastrophic illness, in this case the assets may equal $4,000. To see if you are eligible for the program and to find out more information visit http://chfs.ky.gov/dcbs/dfs/liheap.htm.

Benefits

There are three programs involved with the Low Income Home Energy Assistance Program. There is a subsidy component that operates in November and December to help low income families pay their heating costs. The Crisis component operates from January to mid-March and helps those families that are in imminent danger of losing their heat and have no means to heat their home. It can also offer help to families that have received an eviction notice. There is also a program that offers help with cooling costs if there are funds available.

WIC (Women, Infants and Children)

The WIC program in Kentucky is dedicated to providing pregnant and nursing mothers, and children under five with healthy and adequate nutrition. The program is available to low income families and offers a number of services to help new families.

Eligibility

If you meet the requirements for Medicaid or food stamps, then you automatically are eligible for WIC. The income requirements are dependent upon the number of people in your household, for example a family of four must have a monthly income of less than $3,554. To find out how to apply for WIC visit http://chfs.ky.gov/dph/mch/Applying+For+WIC.htm.

Benefits

The WIC program offers food checks every month that can be used to buy food that meets certain nutritional requirements. These checks can be used at most food stores and ensure that you provide your young family with adequate nutrition. They also offer breastfeeding support and nutritional advice and support. They can also provide immunizations for children.

Taking advantage of these programs can help you provide for your children and move toward self-sufficiency and the ability to provide a better future for your children.

Assistance for single mothers in Alabama

When you are a single mom, it may feel as if you are all alone. While you may be alone taking care of your kids, there is government assistance available, no matter where you live, to help you to be able to give your children the life that you want to give them. The key is to do your research to be able to find the assistance that you qualify for and that will meet your needs the best. Alabama single moms will find several websites that they can use to see what programs that they may qualify for.

Help With Childcare

To be able to work, you have to have childcare that you can trust and depend on to allow you to work when you need to. Childcare can be very expensive, but childcare subsidies that are offered in Alabama can help to decrease the cost that you will have to pay out of your own pocket. Not everyone will be eligible for these subsidies, but it costs you nothing to apply for the help and you may be surprised to find that you qualify. If you live in the state of Alabama and are employed and/or are enrolled in school/training, as well as fall beneath their income guidelines, you may be able to get some significant help to pay for your childcare. To learn more about childcare subsidies in the state of Alabama, you can visit http://dhr.alabama.gov/services/Child_Care_Services/Subsidy_Overview.aspx.

Food Assistance

Giving your kids the proper nutrition is a goal of any parent and oftentimes money can be the issue. Getting food assistance help can allow you to feed your children the fresh fruits and vegetables that you want them to eat without having to spend all of your money at the grocery store.

– There are several different programs that you may be eligible for, including WIC, which is for children under the age of 5 and women who are breastfeeding. This program allows you to get basic foods to keep your kids and yourself, if you are breastfeeding, healthier.

– Food stamps are another option. Your income will have to be beneath a certain limit, depending upon the size of your family, but they can help you to be able to go to the grocery store and get the healthy foods that you want to feed your children. This is a federal program, rather than a state-based program.

The programs will be based on your family size and the income guidelines that are based on the poverty level in your state of Alabama. To find more information about what food assistance programs are available in Alabama to help you and your children, you can visit: http://dhr.alabama.gov/services/Food_Assistance/Food_Assistance_Division.aspx.

Financial Assistance

There are times when you just need money to buy gas or to take care of bills. TANF or Temporary Assistance for Needy Families can be a way for you to get the cash assistance that you are looking for. They will take into account your income and assets, as well as your family size, to determine if you are eligible for this type of assistance. You will also have to take part in a work program, unless you have at least a part-time job that fulfills the requirements. At http://dhr.alabama.gov/documents/FAD-690.pdf, you can see more about the requirements and determine if you are eligible.

Healthcare Assistance

Without proper access to healthcare, it can be very stressful if your children get sick. Kids get sick and if you feel as if you cannot take them to doctor due to lack of insurance or money to pay for the visit, you feel like a bad parent and your child can get even sicker. Medicaid and ALL KIDS are two programs that cater to children’s healthcare. These are low or no cost programs that are based on your family size and income level to determine which one you qualify for. If you want to see the eligibility requirements of these programs, you can go to: http://healthinsurance.alabama.gov/unins_children.htm.

Housing Assistance

A roof over your head is something that most people take for granted, unless they do not have it. When you are a single mom and need to keep your children safe, a roof and a lockable door may be one of the most important things that you want to be able to find and pay for. Getting a subsidized apartment can reduce the amount that you will have to pay to ensure that you are able to keep yourself and your children as safe as possible. If you meet their eligibility requirements, they will help you to find an apartment that will be rent assisted. More information can be found on: http://portal.hud.gov/hudportal/HUD?src=/states/alabama.

Education Help

Education can be your key to taking care of your family. It can also be a great way to encourage your children to make changes in their own life. Getting educational assistance may not be as difficult as you may think. Grants, scholarships, and other programs can help you to go back to school without any cost to you. At http://oedb.org/grant/alabama, you can learn more about the programs that are available, as well as the eligibility requirements that you will need to meet to get the assistance that they offer. In addition, you can visit your local community college or university and talk to their financial aid office. Either way, you will be able to find different ways that you can use to help you to get your certificate or degree and get a better job.

Alabama has many different programs for single moms, but they are based on the size of your family, as well as your income. By narrowing down the services that you need and doing your research, you will be more informed and able to go through the process of application. Most of the programs listed above have eligibility requirements and you can see what they are online to ensure that you do not waste your time and that you are being offered the correct programs to meet your needs.