Are you a single mother looking for financial help?
The unique challenges single mothers face may seem insurmountable at times, but there are many government assistance programs out there to help – you just have to know where to look. Whether you need financial help with daycare, education, finding a job, or simply making ends meet, we have the help you need.
Simple Tips to Speed Up the Process of Getting financial Help From the State
Every state in the U.S. offers some form of monetary assistance to single mothers, though the type and amount of aid will vary on a state to state level. In every state, the first step is to contact your local Department of Human Services and set up an appointment.
Many offices will require quite a bit of paperwork, but it can typically be downloaded from their website and filled out before your appointment. If you’re not able to have the forms filled out before your appointment, then bring as much information to the meeting as possible, including:
· Pay stubs
· Bank statements
· Information on child support payments
· Proof of residency (lease or mortgage if available)
· Social Security card for you and your child(ren)
· Birth Certificates for your child(ren)
A good rule of thumb is that the more information you can bring, the better. If additional information is required, then the caseworker who’s assigned to you will tell you what they need and how to get it.
The most frustrating thing about dealing with DHS is waiting. In some states it can take more than a month to find out if you qualify for government assistance. Therefore, it’s important that you do everything you can to speed up the process as much as possible. Submit paperwork as quickly as you can and read over the forms several times before you hand them in to ensure you’ve filled them out properly.
Job Opportunities for Single Mothers
Obviously the first step towards improving your economic situation is to secure a better paying job. However, it’s common for single moms to feel that they’re stuck in a rut or that they don’t have any opportunities available to them. There are opportunities out there – you simply need to know where to find them and how to get them.
Work From Home Jobs
Work from home jobs are tempting, especially when they can be worked around the schedule of your children. If you have access to the Internet and basic computer skills, then there are online jobs in almost any field you can imagine. From transcribing, to web design, to bookkeeping, to ghost writing, sites like Elance.com, oDesk.com, iFreelance.com and mturk.com are all legitimate sites with real companies who will pay online workers.
However, there are plenty of scams as well. If you come across an online opportunity, a quick search of the company should bring up plenty of reviews that will show you if it’s a scam or not. If you don’t see any reviews, then you must err on the side of caution and move on to the next opportunity.
Are You a Good Candidate for Work From Home Jobs?
Work from home jobs can sound like a dream, but they’re not for everyone. Before you decide to work from home, ask yourself the following questions:
– Am I a self starter? When you work from home, there’s no boss standing over your shoulder to make sure you stay on task and get your work done. You need to set your own schedule and you need to stick with it. Be honest with yourself. If you know you’re not good at motivating yourself, then online jobs aren’t going to be the answer for you.
– Am I easily distracted? Your home contains a million distractions. From TV, to your cozy bed, to the leftovers in the fridge calling your name, if you’re someone who’s easily distracted then you’re going to find working from home virtually impossible.
– Do I have the equipment I need? Many single mothers who want to work from home don’t have an Internet connection. Often they decide to work from an Internet cafe or library until they get on their feet, and plan to then get their Internet connection. Unfortunately, this will almost never work. Working from home is a real job, and it requires focus and attention you can’t give it in a public place.
Get Help With Your Resume
It’s no secret that the economy isn’t fantastic right now. For every job that’s posted in your community, it’s likely that hundreds of job applicants respond. If your resume and cover letter don’t immediately grab the attention of the HR person who first sees them, then you’re not likely to get a call back.
If you don’t feel comfortable improving upon your resume on your own, then it’s time to get creative. Call your local university or community college and ask for their writing lab. At some schools you must be enrolled to use their services, but at others you can stop by anytime and get professional advice on how to improve your resume. If you don’t have a local school, then contact your local state job training division. You may be able to submit your resume online and get feedback on how to improve it.
Getting financial help as a single mother may seem like an uphill battle, and in some ways it is, but always remember one thing: your situation is temporary. There are ways to get the financial security you deserve. It all starts with a little help from the state and a little more focus on finding the right job for your skill set.