Are There Any Legit Small Business Grants for Moms?

There are not any small business grants specifically geared to mothers, but there are small business grants for women in general. These grants often provide an option for women who need funding to start or maintain their own business. There are other ways for moms to raise the funds to start small businesses as well. Continue reading Are There Any Legit Small Business Grants for Moms?

Assistance for Single Mothers in Idaho

There are many government assistance programs located around the United States.Raising children or even one child is a difficult feat for a single mother. In the state of Idaho, these single mothers are offered a variety of programs.

Child Care Support

The ICCP stands for the Idaho Child Care Program and is found under the department of Welfare and the Department of Health. This program is aimed at families that have a low income or earn the minimal amount per the programs guidelines. This program is assistance for single mothers in Idaho so they can still work to provide for their family, yet have help in paying for childcare. Childcare in the state of Idaho is about $480 a month, $120 per week, or about $3 per hour for one child around 40 hours per week. There are many stipulations when using the ICCP program. Some of the stipulations may include where the parent works if they are going to school, income and the home that they live in. In addition, other approved activities may affect how much help they will receive in childcare. The program usually does not pay the entire portion of the childcare bill, but pays the majority. They usually cover a certain amount of blocks of hours per week. If the childcare goes over those hours however, then the parent is responsible for the remaining balance. The program will pay for the previous month the first week of the next month. The program will not pay for any late charges if the parent does not pick up the child on time no matter if it falls within the block of hours. If there is a change in hours in the childcare the parent and the childcare provider must report these changes to the ICCP immediately. To keep the parent informed, ICCP sends out a monthly information sheet showing the amount the program will cover, how many people in the parent’s household, the amount the childcare provider charges, and the amount the program will cover. It will also show what the parent will be responsible for. When the payment is made the parent and the childcare provider will get detailed information on this payment. This is something the parent needs to retain for their tax records.

Healthcare Assistance for Single Mothers in Idaho

Another assistance program aimed at single mothers in Idaho are the health and medical assistance programs. These programs, like the ICCP, are through the Department of Health and Welfare. In the health program, there are specifics for women and children. The first program is called women’s health check. This program is designed to help women who cannot afford health care get important screenings such as breast cancer and cervical cancer screenings. In order to qualify for this program, the single mother must fall under a certain category. Some of these categories deal with age, number of children and income level. Another program is called the women’s, infants and children program or WIC. This program is federally funded and helps single mothers in Idaho buy food for their family by providing checks with certain amounts of food they can purchase. They also teach proper nutrition education as well as tiny health check ups for the mother and children. In order to qualify, the mother must be a resident of Idaho and meet the income requirements. They also must have a child that is under five years of age to be eligible. Another program offered to single mothers in Idaho is the Medicaid program. This program is for both the mother and the child. When the mother is pregnant, this program covers all her medical expenses including for the baby as well as dental and eye care. The program is also for children that are under the age of 19. With this program, the mother can be on Medicaid for the duration of the pregnancy and two months thereafter. The child can be on the program as long as the income levels are met.

Food Stamps Assistance

There is another program that is offered to single mothers in Idaho. This is the food stamps program. This program is designed to help struggling mothers provide enough food for their families. With all state programs, this one has specific requirements that must be met. Some of these requirements are income, employment and how many people live in the household. The amount of food stamps a person will receive will also depend on these same factors stated above. The food stamps are only to be used for food products. They cannot be used for items such as alcohol or tobacco. The majority of these programs will require that information be submitted every so often to make sure that the single mother still qualifies for the program or falls into a different bracket.

Financial Grants for Single Mothers in Idaho

One last type of help for single mothers in Idaho is financial grants for school. These grants are aimed at single mothers who want to further their education to obtain a better job to provide for their families. A single mother can apply for this assistance through a program called FAFSA. This program will give the mother loans or pay completely for school. The program will need important information such as income, number of people in the household and past tax records.

Program Assistance for Single Mothers in Idaho made Easy

All of these programs are designed to make life a little easier for a single mother. They may not have everything paid for, but every little bit helps to keep the family happy and healthy. The programs are intended for honest women that know they cannot do it on their own. If a single mother lies about their income or any part of the program then they can face jail time and fines. These programs are easy to apply to and the majority of them can be applied to on the Internet.

Assistance for Single Mothers in Michigan

As a single mother you know that it is not easy raising children, and it can be even harder if you are struggling to pay your bills. Single mothers often find that they cannot work as much as they need to in order to pay the bills and still spend time with their children. If you find yourself in this position there are organizations in Michigan that are able to help and can get you back on your feet.

Child Care

One of the hardest part of being a single mother is trying to afford child care on a single income. Often quality child care can cost the majority of your paycheck, leaving you with little money for the necessities. This is where Michigan’s Child Development and Child Care program comes in. They offer help to reduce the financial burden of child care.

Eligibility

In order to be eligible for child care assistance you must meet a certain income requirement. For example a family of 3 must make less than $1990 a month to qualify for child care assistance. You must also be using the child care assistance to work or go to school. To find out more about Michigan’s Child Development and Child Care program and how to apply visit http://www.michigan.gov/dhs/0,4562,7-124-5529_7143-15306–,00.html.

Benefits

Michigan’s Child Development and Child Care program will pay for a certain amount of your child care expenses depending on your monthly income. For example, a family of three earning less than $1895 a month may qualify to have 90% of their child care covered. You must choose a child care provider that is approved by the program and you cannot use the program to pay yourself to watch your own children.

MIChild

If you are struggling to pay your children’s health care bills then your children may be eligible for MIChild. MIChild is a healthcare program that is geared toward ensuring that all children have access to quality healthcare even if they are from low income families and do not qualify for Medicaid.

Eligibility

In order for your children to qualify for MIChild they must be under the age of 19 and have no health insurance. Your family must also meet certain income requirements, live in Michigan and be U.S. citizens. To apply visit http://www.michigan.gov/mdch/1,1607,7-132-2943_4845_4931—,00.html.

Benefits

The program allows for your children to have access to comprehensive healthcare for only $10 a month for your entire family. MIChild is comprehensive healthcare, including mental health, dental, vision and hospital stays. However, it will only cover hospitalizations and extended care for 120 days. This program is an affordable and effective way to ensure that your children are covered for regular health expenses and in case of an emergency.

Family Independence Program

If you find yourself struggling through a rough patch, either due to trying to finish school, an internship or in-between jobs, you may benefit from the Family Independence Program. This program offers temporary cash assistance to help you get back on your feet and provide for your children.

Eligibility

In order to be eligible for the Family Independence Program you must have children under the age of 18, or a child may be 18 but still attending high school. You must have assets under $3,000 and you must meet income requirements that are based upon your monthly salary and the number of people in your household. There may be also be certain exemptions allowed depending on your expenses. To find out if you are eligible and for information on how to apply visit http://www.michigan.gov/dhs/0,4562,7-124-5453_5526-21229–,00.html.

Benefits

The Family Independence Program offers temporary cash assistance that is dispersed every month. The program is dedicated to helping families becoming self-sufficient so they will also help you find job and training opportunities so that you have a better income and ability to support yourself when you are no longer able to receive cash assistance.

Food Assistance Program

If you find that you are having to cut things out of your food budget in order to make ends meet or you are unable to afford enough food to feed your children, you may qualify for the Food Assistance Program. This program is designed to help struggling families have access to adequate nutrition.

Eligibility

In order to be eligible for food assistance your family must meet certain income requirements. Your income level is judged by your countable income and the number of people in your family. You also must have limited assets to draw upon and you must be a U.S. citizen. To find out if you qualify and to apply visit http://www.michigan.gov/dhs/0,4562,7-124-5453_5527_6691-13176–,00.html.

Benefits

The Food Assistance Program offers you a certain food allotment each month. The amount of money that you received is based on your income and the number of people in your household, as well as your specific situation. The money is then transferred to the Michigan Bridge Card when you can use at any ATM or credit card machine at a grocery store in order to access your funds. The money can be used on nearly any food purchase allowing you to choose exactly what your family likes and needs.

Education Assistance – Education grants and scholarships

If you are looking to go back to school but are not sure how you will be able to pay tuition then you can fill out a FAFSA (Free Application for Federal Student Aid). This allows you to receive federal funding to use toward your education. The program disperses money to lwo income families and the amount of money that you receive is based on your individual need. If you do not receive federal funding, you may still qualify for a Michigan education grant. You can find out more about the FAFSA here http://www.fafsa.ed.gov/ and there are several other education grant programs that you can apply for to help pay for tuition.

These programs are just the start toward helping you build a better life for your children. The programs are often only temporary solutions to help you get on your feet and into a better career to support your children.

Living Assistance from the Government

Living assistance from the government can be available in the form of grants and other state programs. In cases of severe financial distress, low-income and under employed families may qualify for a one time government grant to help with living expenses. This program is most commonly used for rent and mortgage payments to avoid eviction or foreclosure. Other forms of Government assistance are also available.

HUD Housing Program

HUD Housing is low income; Government subsidized housing that aids families in obtaining safe housing for their families. There are a lot of stipulations associated with this program. HUD Housing can be privately owned or publicly owned. Privately owned HUD housing allows for an apartment building or home owner to offer reduced rental rates based on a family’s income. HUD is living assistance from the Government.

Families that qualify for HUD Housing assistance must abide by strict guidelines. Only those listed on the HUD application may live in the home. Certain criminal offenses will be disallowed for tenancy. Strict income guidelines must be followed. Any and all income changes must be reported immediately. This can change your eligibility as well as decrease the amount of rent paid if an income decrease takes place.

Many HUD houses are built by volunteers. HUD homes are also built for specific families from time to time. These special homes are built in special circumstances. They are usually built for families that have disabled members requiring modified living conditions in order to live with their families. Those living in HUD homes are often so appreciative of the program and how much it has helped their family that they will volunteer to help build a home for another family in need. The HUD community can become very close.

Section 8 Housing

Section 8 housing living assistance from the Government provides qualifying families with reduced rental rates for subsidized or public housing. There are also strict income requirements for this program. Most states are on a long waiting list to enter this program. By the time your number on the list is reached, it is likely that your financial situation has changed for the better. There are cases where a family can be on an Emergency Section 8 list. This would mean that the family, with young children, is homeless.

Section 8 also has strict rules as far as staying in their program. In order to remain eligible for Section 8, you must abide by all of the rules and regulations of the program including not allowing unauthorized people to live in the home. Criminal activity cannot take place within the home. The home itself cannot be damaged or sublet. Section 8 does have the right to inspect their property with 24 hours notice. They do expect their homes to be kept neat and clean. Unsatisfactory living conditions upon inspection can cause a person to be taken off of the program.

The Section 8 program is fully funded by State and Federal Governments. Program availability can change from year to year as funding amounts do often change. If the national budget cannot suffice the large amount of funding for the program in a specific year, fewer applicants are approved for the program. There is nothing that an agency can do to push an application through if the funding is not there and all of the housing is full. The most that they can do is find other sliding income housing or a suitable shelter.

Government Grants for Living Assistance Purposes

Living assistance from the government in the form of grants is attainable for families suffering severe financial hardship. These grants are offered only one time to low income families. A grant can be given for eviction prevention or foreclosure prevention, home repairs and for general living expenses. A general living expense grant is sometimes available depending on the program you are applying to.

Government grants for these purposes usually do not require reimbursement. Since the grants are available to a person only once in their lifetime, the government often seeks further funding to keep this program available. The items needed to apply for a government living assistance grant include a letter of intent, proof of financial hardship, proposal of the need and what the funds will be used for. It can take several months to receive an answer regarding the acceptance or denial of your request.

Other Living Assistance Programs

Local agencies may be able to provide living assistance from the government. The government does provide funds to some local agencies to assist their community members. These programs are usually saved for the elderly and extremely low income families, including single mothers. Those that are homeless will take precedence over others that are simply a little short on their bills.

One local agency that may be able to help with Government provided living assistance funds would be your local Salvation Army office. They receive funding from state and federal government agencies as well as private funding in the way of donations. The Salvation Army provides living assistance from the government in the way of rent or mortgage payment, electricity payments and natural gas payments. Some Salvation Army locations offer transportation assistance, car repair assistance, food assistance, clothing, toiletries and medication assistance. They can help only once per year with a major expense such as rent or utility payments. There are also some locations that can help with moving costs to obtain suitable housing by helping with security deposits or the first month’s rent. If they do not have funds available to assist you and your family, ask them about other government funded programs in the area that may have funds. They will gladly provide you the resources needed to reach out to another agency.

Living assistance from the Government may not be available in all states. Programs for this type of assistance often run out of funds early in the year. It is difficult to replenish the funding as donations and grant funds have decreased. If all of these programs fail to have the funds to help you, ask them to refer you to a safe shelter for temporary housing.

Assistance for Single Mothers in Iowa

It is no secret that raising children is hard, and raising them as a single mother is even harder. Luckily there are plenty of programs out there that offer assistance to single mothers who are struggling to provide for their children. While none of these programs are specifically geared toward assistance for single mothers in Iowa they can make sure that a single mother is able to provide for her children.

Child Care Assistance

Often one of the hardest parts about being a single mother is trying to figure out how to work and find someone to care for your kid(s). Most daycares are expensive and can take most of your paycheck, making it hard to get ahead. But Iowa does have a Child Care Assistance Program that can help low-income mothers have free or affordable child care.

Eligibility

In order to be eligible for the child care assistance program you have to have children under the age fo 13 (or under the age of 19 if they have special needs) and work at least 28 hours a week. You may also be eligible if you are looking for a job, are trying to go to school or you cannot care for your kid(s) because of an approved medical condition. To apply you can visit http://www.dhs.iowa.gov/Consumers/Child_care/ccassistance/ccaforconsumers.html

Benefits

If you do enroll in the Child Care Assistance program then you can choose your child care provider, as long as it is one that is approved by the program. You can choose a daycare program, a before and after school program, for someone to care for the children in your home and a child care home of a school run child care program. This will allow you to have the freedom to choose a caregiver that both you and your children trust.

WIC (Women, Infants and Children)

The WIC program is dedicated to providing assistance for single mothers in Iowa by offering the means to buy healthy food. The WIC program provides food checks that can be used to purchase approved food items for your family.

Eligibility

In order to be eligible for WIC, you must be pregnant or have children in the household that are under the age of five. You must also meet a certain income requirement that is judged based on your yearly income and the amount of people in your household. If you fall within this limit you are able to benefit from everything that WIC has to offer.

Benefits

WIC offers food checks every month that are based on your needs and providing your family with a healthy diet. You can use it to purchase milk, eggs, fresh fruits and veggies and more. They also offer help with breastfeeding and nutrition counseling and help, they also offer immunizations to ensure the health of you and your children. To find out more about the WIC program in Iowa and how to apply visit http://www.idph.state.ia.us/wic/Families.aspx

Hawk-i

This program offers assistance for single mothers in Iowa by providing affordable health insurance for children of low income families. This allows children to have regular doctor’s visits, medicine and will cover emergency care. Depending your income you can pay a nominal monthly fee or even nothing to receive high quality medical care for your children.

Eligibility

In order to quality for Hawk-i you must meet certain income requirements and the children must be under 19 years of age. The children must not be eligible for Medicaid, if they are you can apply to Medicaid in order to receive health benefits for them. The children must not be the children of a state employee and have no other health insurance. To apply visit http://www.hawk-i.org/en_US/apply.html

Benefits

The Hawk-i program offers a choice between United Healthcare and Wellmark Health Plan of IA and it includes dental coverage. This is a great way to make sure that your children always have access to healthcare even if they do not qualify for Medicaid. Included in these programs is substance abuse, mental health, eye health, speech therapy, medical equipment, coverage for hospital stays and more. For free or a small fee, you children will have well rounded quality health care.

Iowa Rental Help

Another great program that offers assistance for single mothers in Iowa is Iowa Rental Help. Through this program families who are homeless or in danger of being homeless can get rental assistance. This program is geared toward families who are at or below the median income for the area and that are in danger of becoming homeless. If you have received an eviction notice, or have no means of paying rent then you qualify for the program. Your status will be re-evaluated every 90 days to ensure that you are still in need of assistance from the program and that you are working toward becoming self-sufficient. To learn more about this program visit http://www.iowarentalhelp.com/

Grants

Another type of assistance for single mothers in Iowa is through grants. There are a number of government grants that can help mothers who want to go back to school, mothers who are struggling to take care of children with special needs or mothers that are looking to fund a project or idea. This is a great way to move toward a better future for you and your children. To find out about available grants in Iowa visit http://www.iowagrantsguide.org/index.php?get=home

Assistance for Single Mothers in Hawaii

The programs offering assistance for single mothers in Hawaii are impeccable. Each program is set up with single mothers and low income families in mind. Program leaders understand that families can suffer financial hardships and may need a little bit of help from time to time. Each program will have an application and qualification process and each process will be different. Most of these programs will require the same type of documentation. To save yourself time, keep a folder with important documents available. The documents in the folder should include copies of ID’s for all household members, copies of Social Security cards for all household members, birth certificates, rental agreements or mortgage statements, current bank statements, current utility bills and current pay stubs. Having all of this information together at all times will help as you’re applying for assistance programs. Many communities in Hawaii offer community programs that help families with food and clothing. Hawaiian culture is very different; they are a tight knit community of people that always reach out to help others when they are able.

Food and Nutrition Assistance for Single Mothers in Hawaii

Hawaiian culture is often centered on a special meal or celebrating a special event. Communities will come together to help other community members that are struggling to provide food for their children. Local and Government food and nutrition assistance for single mothers in Hawaii is available. SNAP and WIC are two programs that cater to helping single mothers and low income families to provide healthy food for their children. These programs do require an application process. For families that do not qualify for these programs, food banks are available in many communities. Food banks provide emergency food supplies and other necessities to low income families and single mothers.

SNAP is Hawaii’s form of Food Stamps. This program helps low income families with a set amount of food dollars on a debit like card each month. The amount of assistance per month will vary depending on a family’s qualification for the program. Families of the same number may receive more or less assistance than another solely depending on the income and household bills. The net income of the family must be at least 100% of the Federal poverty guidelines. SNAP may not be available to all families. Families that receive TANF or SSI/SSDI cash assistance are generally qualified for the SNAP program.

WIC is a program designed to help single mothers and families of children that are age five or younger to provide healthy, developmentally rich foods to their children. Families that have babies or infants will have an allotted amount of formula, baby cereal or baby food available. Income restrictions do apply to this program. The WIC program provides foods such as juice, cheese, cereal, fresh fruits, fresh vegetables, milk and peanut butter for nutrition assistance.

Housing Assistance for Single Mothers in Hawaii

Providing necessary shelter for your children is important. For some families, the income is just not enough to afford proper housing. Housing assistance for single mothers in Hawaii is available to those that qualify. Assistance with apartment or housing rental can be obtained if agencies have the funds and the family’s income qualifies them. Apartment or house security deposit and monthly rent amounts can be paid for by local agencies or large church organizations. It is best to speak with your caseworker to inquire about available programs and which ones you would qualify for.

Another resource that most don’t consider is the local Salvation Army. Their funds do run out quickly, and their funding often takes time to be replenished. The Salvation Army can help to prevent eviction, utility disconnection and does have a food pantry. If they have funds available, an eviction notice is required for their housing assistance program. A utility disconnection notice is required for utility assistance if funds are available.

Childcare Assistance for Single Mothers in Hawaii

It is very common to see single mothers out of work due to not having appropriate childcare in place for their children. Assistance for single mothers in Hawaii regarding childcare may be available if program eligibility guidelines are met. PATCH is the main program available in Hawaii. This organization provides resources to single mothers and low income families struggling to provide sufficient childcare for their children while they work to support the family’s needs. This program does have a qualification process and does its best to match each family with the appropriate facility and program to suit their needs.

Hawaii has a large variety of resources available for childcare assistance other than PATCH. Head Start is available for children that are ages four and five to families that meet the income guidelines. Head Start is a national program that helps almost three quarters of a million children each year with, not only childcare, but early childhood development. Early Head Start is a program that is available for children under the age of four that qualify.

Other organizations that are available for assistance for single mothers in Hawaii regarding childcare are Arbor Child Care Connection, POD(Preschool Open Doors Program), Pauahi Keiki Scholars Program and Maui County Subsidy. Each of these programs requires that the single mother or parents be working or attending school and that they meet the income restrictions. Pauahi Keiki Scholars Program does require that participants in the program are of Native Hawaiian ancestry and that the program is approved by Kamehameha Schools.

Other Services for Assistance for Single Mothers in Hawaii

Healthcare is often a worry for a single mom. Medicaid (Med-QUEST or MQD) assistance for single mothers in Hawaii may be an option. This is available to qualifying adults and children. Most families that qualify for TANF or SNAP generally also qualify for Medicaid. Unfortunately, in Hawaii, the only Government subsidized program for healthcare is Medicaid. The qualification process for Medicaid is very strict since the program is a growing need in Hawaii. The need for healthcare in Hawaii is a rising concern as the number of adults and children is also on the rise. Some applicants may meet the program guidelines but may be turned down if there is no immediate medical need that must be met for survival.

There are not many programs available in Hawaii to assist with utility payments or to help avoid utility disconnection. Salvation Army is the first agency to attempt to obtain utility assistance with always. If they cannot help, they will provide several other resources that may have the funds to help your family avoid a utility disconnection. Low income families may qualify for the Energy Assistance Program; inquire with your Department of Human Services casework for program eligibility.

A suggestion for assistance for single mothers in Hawaii is to join local social groups or groups that are specifically geared toward single mothers. The women in these groups often have resources that many agencies do not make very public. These women have worked hard to find additional avenues to provide for their children by way of help from other local agencies. Clothing trade groups may be available if clothing cannot be purchased. Single mother’s support groups are out there, it is beneficial to become a part of one to share ideas, gain emotional support and build a strong support network.

How to Get Section 8 Assistance ASAP

section 8 housingWhen you need emergency housing assistance, navigating the program can seem like a daunting task. There are ways to increase your chances of a fast approval, and even qualify for temporary emergency housing, if you take the time to research and document everything you will need. Continue reading How to Get Section 8 Assistance ASAP

Assistance for Single Mothers in Maryland

Raising children can feel like an uphill battle and it can feel even worse when you are doing it on your own. If you are a single mother and you are struggling to make ends meet or provide for your children in the way you want, then you some of these programs are here to help. They will give you the assistance you need now so that you can work toward a better future.

MCHP (Maryland Children’s Health Program)

It is no secret that healthcare for you and your children can be very expensive. But the Maryland Children’s Health Program offers a way to get your children full health care coverage if they do not qualify for Medicaid.

Eligibility

In order for your children to be eligible they must be under the age of 19 and your income must be less than 200% of the federal poverty level. Pregnant women whose income is below 250% of the federal poverty level are also allowed to apply for the program. In most cases you must be uninsured in order to qualify but you can talk with your case manager to see if you can still benefit from the program. To learn more about eligibility and how to apply visit http://mmcp.dhmh.maryland.gov/chp/SitePages/Home.aspx.

Benefits

The Maryland Children’s Health Program offers full health coverage, including hospitalizations, regular doctor’s visits, mental health care, dental health, vision, substance abuse and prescriptions. This is an invaluable program to be a part of as it ensures that your children will have access to high quality healthcare.

Child Care Subsidy

If you are struggling to go to work and go to school because you cannot find quality affordable child care, then you may be able to benefit from the child care subsidy program. The problem that many struggling mothers run into, is that going to work or school means that the majority of their money goes into paying for daycare. The Child Care Subsidy provides vouchers that reduce the financial burden of quality child care.

Eligibility

In order to be eligible for the child care subsidy you must be at or below a certain income level. For example a family of two must make less than $24, 277 a year in order to qualify. However, for teen parents or non-parent custodians, $5,000 is disregarded from your yearly income. This allow those with the greatest need reap the benefits of this program and move toward a better future. To see if you are eligible and to apply for the program visit http://www.mdchildcare.org/mdcfc/for_parents/poceligibility.html.

Benefits

This program allows you to choose your child care provider, whether you choose to have informal care, which is care provided by a relative or non-relative in the child’s home or the provider’s home, or formal care which is care provided by a child care center or a registered child care home. The program will give you a certain amount of money each month as is determined by your income and family size.

SNAP (Supplemental Nutrition Assistance Program)

One of the major financial expenses that a family may encounter is the cost of food and SNAP hopes to ease this burden. The program offers a specific amount of money each month to be used toward certain food purchases in order to reduce the costs of feeding a family.

Eligibility

In order to be eligible for SNAP your family must meet certain income requirements that are based upon your monthly income and the number of people in your household. Your household income must meet or fall below 200% of the federal poverty line in order to qualify for the program. To apply for the program visit https://www.marylandsail.org/.

Benefits

The SNAP program provides you with an Electronic Benefit transfer card which provides you with a certain amount of money on the first of each month. This card can then be used at nearly any grocery store on most food purchases. The amount of money that you receive is based upon your income and the number of people in your family.

TANF (Temporary Assistance for Needy Families)

The TANF program is a great way for a single mother to move toward a better future for her children by giving temporary assistance to get through a rough period. The program only disperses funds once per adult, so it is best that you only apply for this program when you have little other recourse.

Eligibility

Like most assistance programs, eligibility for TANF is based on your monthly income and the number of people in your household. You must have never taken advantage of TANF help before or used the service for less than 60 months. To see if you are eligible and to apply visit https://www.marylandsail.org/.

Benefits

The TANF program provides you with a specified amount of money each month that is delivered to an electronic benefit transfer card. The amount that you receive is based upon your income and family size, for example a family of four can receive a maximum amount of $482 a month. This benefit is dispersed only once for every adult and only for 60 months, after which it can never be used again.

WIC (Women, Infants and Children)

The WIC program in Maryland is geared toward making sure that women and children receive the best nutrition available. The program is for pregnant women, nursing mothers, women who have given birth within the past six months and children under the age of five.

Eligibility

There is a low income requirement in order to take advantage of these services and you must have children that are under the age of five or be pregnant or nursing. To see if you are eligible and for more information visit http://fha.dhmh.maryland.gov/wic/SitePages/Home.aspx.

Benefits

The WIC program provides monthly checks that can be used to buy food that meets certain nutrition requirements. They also provide immunizations and breastfeeding support to ensure the best health of children and babies.

These programs are just the beginning of what is available and they are often only meant to be a temporary solution. So if you do decide to take advantage of these services you should also try and find a way to become self-sufficient for when the programs run out.

 

Assistance for Single Mothers in California

Several programs are available for assistance for single mothers in California. These programs do have strict requirements mostly pertaining to income. Each program will have different requirements. This article will explain what each program is and will include the requirements listed. California has great programs available to help struggling families. These programs stem from childcare assistance to transportation assistance. These programs are available due to state, federal and local funding.

Childcare Assistance for Single Mothers in California

There are various childcare assistance programs available for single mothers in the state of California. Each program requires an eligibility screening process. Each program has a different process. Most programs do, however, require the same information for eligibility qualification. The CalWorks Program is set up for assistance for single mothers in California regarding childcare. For this program, full time employment is required. The program is funded by cash aid from state and federal resources. The agencies that participate in this program are screened and deemed safe by the State of California.

Income requirements must be satisfied within the program guidelines in order to qualify. Eligible mothers will receive information from their local Welfare office with the necessary steps required to enter into this program. Acceptance into the CalWorks program aids in the acceptance into the TANF program as well. These programs are designed to provide low cost or free childcare to qualifying families.

Nutrition Assistance Programs

One of the largest food assistance programs in California is Food Stamps. Food assistance for single mothers in California is available through several programs. For the food stamp program, the household income must be at or below poverty level. The household bills, which are accepted by the state, must exceed or nearly exceed the amount of income allotted for the qualifying number of family members as well. Each family that is accepted for the food stamp program will be allotted a different amount of funds depending on their family size and income. The food stamp program has been renamed the CalFresh Program.

Other food assistance programs for needy or low-income families in California include the WIC program and many food banks. The WIC program is designed to help single mothers or low-income families to provide nutritious food items for their children. The WIC program includes food items such as baby formula, baby cereal, rice, cereal, juices, fruits, vegetables, cheese, peanut butter and milk to name a few items. This program is available to single mothers and parents of children that are age five and younger.

The local welfare office will have a list of available food banks that service the area that a family lives in. Food banks are available to help families in emergency situations with enough food for a few days, up to a week depending on their guidelines. Some food banks may allow a family that is on the Food Stamp program or WIC program to obtain food more than once per month. Some food banks will restrict their services to non-food stamp receiving families. The guidelines and restrictions for these services will be listed in their printed information. The USDA supports and organizes many of the food banks in California.

Healthcare Assistance

There are two healthcare programs for assistance for single mothers in California that are available. The first program is the CaliforniaKids Healthcare Foundation. The second is the California Children’s Health Insurance Program. The CaliforniaKids Healthcare Foundation is designed to provide low cost health and dental programs to children of qualifying single mothers or parents. The rate for this program is $75.00 per child per month for qualifying families. The services included are medical, dental, behavioral health and prescription coverage. The application for this program can be found on the website for the CaliforniaKids Healthcare Foundation. It can be filled out online or printed and mailed in. Income restrictions do apply for this program. Children between the ages of two and eighteen with qualifying parental income qualify.

Medicaid is the other healthcare program available to single mothers and qualifying families in the state of California. In some cases, only the children of the family will be covered. California is dedicated to making sure that children are able to receive necessary and proper medical care. There are guidelines that must be met in order to qualify for and receive Medicaid. Specific income restrictions are in place. The household income figured with the general household expenses determine eligibility. Some of the documentation required for the Medicaid application process are income verification or proof of lack of income, rental leases or mortgage statements, birth certificates of all household members, bank statements and other required documentation listed on the application form. All of the necessary paperwork must be complete and turned in before any determination of eligibility can be made.

Assistance with Transportation, Rent and Education

Rental and housing programs for assistance for single mothers in California are available to qualifying households. These programs are generally federally funded and have strict guidelines. Section 8 and HUD Housing programs are available for single mothers and very low income families that meet or are below poverty level standards. Some of these programs may have a waiting list.

Basic rental assistance may be available to prevent eviction through local services. These assistance programs do generally require that an eviction notice be received prior to asking for rental help. Funds may not always be available with every service, it is best to contact the larger organizations first, such as Salvation Army.

Transportation assistance may be available to and from medical appointments through the state funded Medicaid and CaliforniaKids Healthcare Foundation for those that qualify. In some cases, transportation assistance may be available to and/or from work. These programs are usually very limited as the cost of transportation continues to rise.

Assistance for single mothers in California to further or better their education can be available. Education grant programs for single mothers can be researched for their availability with the help of a Social Worker or Education Counselor. Both of these can be made available by a Caseworker with the Welfare department.

Assistance for Single Mothers in Florida

Assistance for single mothers in Florida is rather plentiful. There are a variety of programs available in many categories. More than one program is available for help with maintaining or obtaining shelter. There are several programs for food assistance and health coverage including a discount prescription card. Each program will have separate requirements and qualification processes. Not all applicants are guaranteed to be approved.

Housing Assistance

Assistance for single mothers in Florida to provide shelter for their children may be available to qualifying applicants. There are many shelters available for homeless families. One time grants are offered to low income or under employed single mothers and families to aid in avoiding foreclosure, eviction or to obtain adequate housing. The Emergency Financial Assistance for Housing Program or EFAHP, can award single mothers or families with a grant to obtain shelter if you are without or have lost a home due to a disaster. This program also assists in preventing eviction or foreclosure due to non-payment of rent or mortgages.

Florida’s State Government does have a foreclosure prevention program as well. Qualifying applicants can save their home from being foreclosed on with the help of the state government by way of a grant. This is a one time opportunity. There are 23 separate organizations that are part of this program. Contact your local government office for further information for the agency closest to you.

Medical Assistance for Single Mothers in Florida

Healthcare is a common worry among single mothers and low income families. Florida has several options to help the children of single mothers and low income families to receive the medical attention that they need. A discount prescription card is available to all Florida residents that are not covered by private insurance and/or Medicaid/Medicare. Providing healthcare for your family is not always something that can be done financially.

A discount healthcare plan is available for children under the age of 19. This is a low cost plan that will cover qualified children of single mothers and low income families. To qualify for the FloridaKid Care program, call 888-540-5437. Not all applicants will qualify.

Medicaid is available to under-employed and extremely low income households. Strict income restrictions apply. There may be instances where some family members are accepted and others are not. With the growing need for medical coverage, the state must enforce more strict guidelines for acceptance.

Food and Nutrition Assistance for Single Mothers in Florida

Assistance for single mothers in Florida in regards to food and nutrition is plentiful. Many programs are available to provide families with the necessary food items that they need to provide a balanced meal for their children. Food stamps aren’t the only avenue for food assistance. There are hundreds of food banks and food pantries throughout the state of Florida. WIC is also available to qualifying families.

SNAP is Florida’s Food Stamp program. Single mothers with qualifying income and low income families may qualify for this assistance program. A specific dollar amount is assigned each month to qualifying applicants and is placed on a debit like card. These funds can only be used for food items. Each family or applicant may receive a different amount in aid per month due to their income level and household living expenses. Not all applicants will receive this assistance.

WIC is a program for single and young mothers with children ages five and younger. This program is a bit more lenient when it comes to income qualifications. Some WIC offices may have diapers available from time to time along with a few clothing items that are donated from local communities. Food items such as formula, baby cereal, baby food, milk, cheese, fresh fruit, fresh vegetables, cereal and peanut butter are included items in this program.

Florida does have a special food stamp program called SUNCAP. It is for Florida residents that receive SSI Payments. Qualifications for this program must pass the income restrictions along with the household living expense requirements for the state.

There are thousands of Food Banks and Food Pantries throughout the state of Florida. Your local DCF office can provide a list of available locations in your local area. Some of these locations may require proof of income or proof of residency. These are donated food items or government provided items.

Childcare and Other Assistance for Single Mothers in Florida Programs

There are programs for assistance for single mothers in Florida in regards to childcare. Many single mothers cannot afford childcare for their young children while they work to provide shelter and necessities for their families. DCF will have the available programs that apply to your situation available.

Lifeline is a program for Florida residents that are on other assistance programs. This is a phone service that will provide either a $13.50 credit on an existing phone service or 60 free cell minutes per month for emergency purposes. This program is provided by Safelink. Interest individuals can call 1-800-342-3552 for program details and requirements.

A weatherization program is also available to Florida homeowners. This program assists in safeguarding homes for the extreme weather conditions that can occur in Florida. Homeowners must qualify for this program and meet the requirements set in place. The program is funded by the United States Department of Energy. Qualifying income is listed as families whose income does not exceed 200 percent of the national poverty level. The types of items that are included in the weatherization program are repairing or replacing water heaters, heating and/or cooling systems, insulation installation, air ventilation, and the application of solar reflective coating for manufactured homes. This program also addresses weather stripping, caulking, small wall repairs and window and/or door replacement. The items to be completed in a home will be decided on following a proper inspection. The application process for this program begins with contacting the local Weatherization Office.

Florida has a total of 23 state and government funded programs to help struggling families. This does not include the independent programs provided by Salvation Army and local agencies. If you do not qualify for assistance through a state or government funded program and are facing utility disconnection or eviction, contact your local Salvation Army. If they cannot provide assistance, they can direct you to other local agencies that may be able to provide assistance. Assistance for single mothers in Florida is all around you. Local groups may be available to swap clothing for properly fitting items for your children.